Vincent Schmidt
HANGENBIETEN
Summary
Highly-motivated employee with desire to take on new challenges in credit risk management. Strong work ethic, adaptability and exceptional data handling skills. Proficient SAP reporting and CELONIS data mining tool. Adept at working effectively unsupervised and quickly learn new skills.
Overview
23
23
years of professional experience
Work History
Head of Credit Management France
Hager Group
Obernai
06.2017 - Current
- Team management (2 Crédit managers) supervision, animation and support
- Responsibility for the Customer Risk of French companies of the Group (600 M€ annual TO, 120 M€ receivables)
- Direct management of MENEAT customers risk
- Project management (leader for CM SAP4Hana roll-out), Celonis, various improvements and procedures writing
- In the framework of the group's captive finance company, creditworthiness studies and decision-making of the credit request
- Settle and deal commercial partnerships with security providers.
Key Account Manager
Siemens Lease Services
08.2014 - 06.2017
- Development and creation of new partnerships in the eastern France in line with the company's strategic direction (industry asset)
- Follow-up and contract deal with direct customers for key business (> 300 K€)
- Annual turnover of around 10 M€, margin rate higher than expected.
- Identified new opportunities for growth within existing accounts, as well as potential new customers.
- Developed and implemented key account plans to meet customer needs and increase company profitability.
Account Manager
Grenke Location
Strasbourg
09.2007 - 07.2014
- Creation and development of a Direct Sales customer portfolio
- Development of 'key account' business providers (≥ 1M€/year) in indirect sales in the medical, food and beverage and digital entertainment for hotel industry
- Increased business: 2008 → 2013 : + 310 % turnover, 2008 → 2013 : + 380 % margin.
Business Manager
Crédit Mutuel Centre Est Europe
Hochfelden
03.2001 - 08.2007
- Sales of banking products (credit, savings, insurance, etc.) to a portfolio of professional and agricultural customers (western Bas-Rhin region)
- Développement of outstanding loans
- Establishment of a network of prescribers
- Event-driven actions
- Preparation of financing files.
Education
M.D. - Leadership Executive Program - LIFT
Vlerick Business School
Brussels, Belgium 03-2018
Master of Engineering -
ENESAD (Etablissement National D’Enseignement Supérieur Agronomique De Dijon, Curently Called AgroSup Dijon)
Dijon, France01.2000
Skills
- Customer centricity
- Structured and rigorous
- Needs Analysis
- Credit data handling
- Data-Driven Decision-Making
- Communication
Sports And Hobbies
- Paragliding (advanced certificate of pilot, IPPI level 5, aspiring tandem pilot)
- Hiking guide (FFME level 2 certificate of cartography and orientation)
- Badminton
- DIY
- My three children
Personal Information
- Place of Birth: Strasbourg
- Number of Children: 3
- Date of Birth: 11/27/75
- Marital Status: Married
Timeline
Head of Credit Management France
Hager Group
06.2017 - Current
Key Account Manager
Siemens Lease Services
08.2014 - 06.2017
Account Manager
Grenke Location
09.2007 - 07.2014
Business Manager
Crédit Mutuel Centre Est Europe
03.2001 - 08.2007
M.D. - Leadership Executive Program - LIFT
Vlerick Business School
Master of Engineering -
ENESAD (Etablissement National D’Enseignement Supérieur Agronomique De Dijon, Curently Called AgroSup Dijon)
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