Sona Hovsepyan
Frankfurt am Main
Summary
Motivated and detail-oriented Compliance Specialist with experience in Financial Crime Compliance, Corporate Governance, and Risk Management across international financial institutions. I have been involved in areas such as Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), Sanctions and Embargo controls, as well as client onboarding (KYC) and regulatory reporting.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Financial Crime Compliance / Senior Associate
Société Générale Corporate and Investment Banking
01.2023 - Current
- Performing the analysis of new client relationships (KYC/onboarding) and conducting controls/monitoring on Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), Sanction/Embargo (S&E) as well as Anti Bribery and Corruption (ABC) risks.
- Conducting the annual risk assessment of AML/CTF risks, in particular using internal tools and establish the Annual-AML-Report of the branch.
- Monitoring AML/TF relevant issues in close cooperation with Head-Office
- Issuing, monitoring, reporting and advising on regulatory and AML/TF risks both on local and Head Office level.
- Implementation process of regulatory reporting requirements to German authorities, local management, group compliance and support AMLO regarding preparation of internal and external reports as well as drafting of policies and procedures
Financial Crime Compliance Specialist
Standard Chartered Bank AG
07.2021 - 12.2022
- Daily review of transaction monitoring alerts / cases
- Analyse cases for possible suspicious activity related to money laundering and terrorist financing in accordance with agreed policies and procedures
- Investigation of customer transactions using a variety of instruments such as systems, Internet research, internal and third-party databases
- Liaise with relevant stakeholders, including account managers in the front office
- Escalation of suspicious activities to the Financial Crime Compliance Investigators
- Analysis of significant financial crime risk incidents (e.g. non-compliant transactions, manufacturing orders) to ensure that all related parties in particular cross-border ones, are identified and reported internally at the appropriate levels in all relevant legal systems.
- Application of the guidelines and processes of SCB AG (AML monitoring, customer screening, risk assessment) for risk management.
- In the event of serious violations of supervisory regulations or if risk tolerances are exceeded.
- Support for all control checks carried out by the FCC as part of the Operational Risk Framework (ORF)
Student Assistant in Corporate Governance & Compliance (Corporate Office)
Deutsche Börse AG
04.2019 - 09.2020
- Participation in current Corporate Governance key processes (Effectiveness Evaluation & Suitability Assessment)
- Supporting the meeting management of the various bodies of DBAG and its subsidiaries
- IT governance management key processes (AGM, CMT, LeCARE), incl. procedures for setting agendas and minutes
- Maintaining and updating the governance and compliance framework, incl. Material Change and Data Protection requirements
- Coordinating meetings of the Governance Committee and Board members, incl. regulatory requirements
- Implementation of regulatory processes (Legal Entity Identifier (LEI) Request/Renewal), evaluations and required reporting
Intern in Anti-Money Laundering (AML) & Sanctions | Group Compliance| Financial Crime Unit
Commerzbank AG, Frankfurt am Main
10.2018 - 04.2019
- Group Information Management and Investigation Analysis
- Preparation of Case Studies on the Risk Management and Securities
- Exposure Check of Suspicious Transactions
- Support in the creation of the newsletter for compliance incl. formulation of content and layout
- Group Sanctions and Global Standards AML
- Takeover of activities in the control of the market conformity audit of transactions
- Compliance checks for suppliers, customers, business and partners
- Transaction Monitoring and Filtering
- Embargo (EM) Search for Sanction Breaches
- Proliferation (Dual Use Good) Financing Case Exposers
Student Research Assistant in Faculty of Economics and Business Administration
Goethe University Frankfurt
10.2017 - 10.2018
- Carrying out research about accreditation
- Support with quality assurance tasks, with evaluations and analyses including the conception of report formats, initiation and implementation of special analyses and projects
- Maintenance of data sets, evaluations
- Research and cataloguing tasks
Intern in Leadership Academy in Caucasian Region
Konrad Adenauer Foundation
05.2015 - 08.2015
- Organisation of political projects, management and optimization of internal processes
- Collaboration on research projects and editorial support for publications
- Organizational preparation and holding of symposia, seminars and scientific lectures
Education
Master of Science - Politics (International Political Economy)
Goethe University Frankfurt
Frankfurt Am Main03.2021
Master of Science - Politics (Geopolitics)
Yerevan State University
Yerevan/Armenia 05.2015
Skills
- Transaction processing
- Research/Investigation
- Client relationship management
- Multitasking and organization
- Policy implementation
- Record and file management
- Project reporting
- Complaint management
Certification
- Österreichisches Sprachdiplom C1 (ÖSD) - permanent validity
- Goethe Institut Zertifikat C1 - expired
- TOEFL IBT - expired
LANGUAGES
German
Advanced (C1)
English
Advanced (C1)
Russian
Advanced (C1)
Armenian
Bilingual or Proficient (C2)
Turkish
Elementary (A2)
HOBBIES
- Classical Writers
- Guitar
- Animals
- Fitness
- Chess
Timeline
Financial Crime Compliance / Senior Associate
Société Générale Corporate and Investment Banking
01.2023 - Current
Financial Crime Compliance Specialist
Standard Chartered Bank AG
07.2021 - 12.2022
Student Assistant in Corporate Governance & Compliance (Corporate Office)
Deutsche Börse AG
04.2019 - 09.2020
Intern in Anti-Money Laundering (AML) & Sanctions | Group Compliance| Financial Crime Unit
Commerzbank AG, Frankfurt am Main
10.2018 - 04.2019
Student Research Assistant in Faculty of Economics and Business Administration
Goethe University Frankfurt
10.2017 - 10.2018
Intern in Leadership Academy in Caucasian Region
Konrad Adenauer Foundation
05.2015 - 08.2015
Master of Science - Politics (International Political Economy)
Goethe University Frankfurt
Master of Science - Politics (Geopolitics)
Yerevan State University
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