Sami Samaha
Andrésy
Summary
Dynamic leader with a proven track record at ALKHALIJI France SA, excelling in corporate & commercial banking and strategic planning. Mastered regulatory compliance and risk controls, driving portfolio growth. Skilled in financial analysis and fostering client relationships, significantly enhancing business development and team leadership.
Overview
22
22
years of professional experience
1
1
Certification
Work History
Head of Business
ALKHALIJI France SA
Paris
01.2023 - Current
- Lead and manage the corporate banking division, overseeing client relationships, risk assessment, and credit structuring.
- Represent the bank in executive committees (Management Committee, Credit Committee, and Watch List - Doubtful Committee).
- Develop and implement business strategies to enhance portfolio growth and profitability.
- Identify and propose tailored financial solutions to corporate clients while ensuring compliance with banking regulations.
- Contributed effectively to ACPR control and remediation processes.
- Collaborated with internal teams including Legal, International Corporate, Financial Institutions, and Operations.
- Executed comprehensive reviews of credit files, analyzed feasibility studies, and assessed financial risks related to corporate financing.
- Collaborated with KYC officers to update compliance files.
Director of Risk & Commitments
FRANSABANK France SA
Paris
01.2019 - 12.2022
- Designed and implemented a comprehensive banking risk management framework aligning with BPCE Group practices
- Led risk assessment initiatives, identifying and mitigating potential financial risks
- Developed and monitored risk reporting systems for the Board of Directors and senior management
- Ensured credit policy compliance, validated credit operations, and provided second opinions on high-risk transactions
- Led the Credit Committee and Watch List-Doubtful Committee to oversee portfolio risk
Senior Relationship Manager – Corporate Banking Division
FRANSABANK SAL
Beirut
01.2016 - 12.2018
- Managed a portfolio of corporate clients, providing tailored banking solutions and credit facilities
- Managed and coached Assitant Relationship managers in buiness development , writing credit reviews and formulating appropriate recommendations
- Led business development initiatives, expanding the bank’s market presence and profitability
- Conducted financial analysis, credit risk assessments, and feasibility studies for project financing
- Collaborated with senior management on strategic financial planning and policy updates
Relationship Manager – Corporate Banking Division
FRANSABANK SAL
Beirut
01.2010 - 12.2015
- Developed and maintained strong corporate client relationships, ensuring seamless banking operations
- Structured and negotiated credit agreements, ensuring alignment with corporate financial goals
- Led loan renewals and credit file reviews, ensuring compliance with internal banking policies
Assistant Relationship Manager – Corporate Banking Division
FRANSABANK SAL
Beirut
01.2005 - 12.2009
- Assisted in credit assessment, financial statement analysis, and client data collection
- Provided support in loan structuring, documentation, and risk assessment
Credit Officer – Retail Banking Department
CREDIT LIBANAIS SAL
Beirut
01.2003 - 12.2005
- Evaluated client credit requests, ensuring eligibility and compliance with banking policies
- Conducted due diligence, credit risk assessments, and loan approvals
- Managed loan monitoring and collection processes
Education
Maîtrise - Economic Sciences
Saint Joseph University (USJ)
Beirut, Lebanon01.2003
Bachelor - Economic Sciences
Saint Joseph University (USJ)
Beirut, Lebanon01.2002
Lebanese Baccalaureate - Experimental Sciences
Ecole St. Vincent des filles de la Charité
Beirut, Lebanon01.1999
Skills
- Member of Management Comittee and Credit Comittee
- Corporate Credit Management & Restructuring
- Business Development & Client Relationship Management
- Financial Analysis & Budgeting
- Regulatory Compliance & AML/CFT Adherence
- Strategic Planning & Team Leadership
- Trade Finance & Project Finance
- Real Estate Financing
- Syndication (Corporate and FI)
- Credit Risk Controls & Mitigation
- Team Building & Leadership
- Staff Training & Development
- Multilingual: Arabic, French , English
Certification
- Securities (Unit 02) Certificate, Securities & Investment Institute, London, 01/01/10
- English Language Proficiency Certificate, Georgetown University, USJ Beirut, 01/01/02
- Moody’s CreditView Solution Training
- Risk Management & Compliance Training
Hobbies and Interests
- Reading
- Traveling
- Camping
- Hiking
- Basketball
- Football
- Swimming
Professional Affiliations And Committees
- Member of Tier II, Manco Watch List-Doubtful Committees
- Active participant in strategic banking forums and credit risk committees
Technical And Language Skills
Microsoft Office Suite (Word, Excel, PowerPoint, Outlook), Moody’s CreditView, Arabic (Native), French (Fluent), English (Fluent)
Timeline
Head of Business
ALKHALIJI France SA
01.2023 - Current
Director of Risk & Commitments
FRANSABANK France SA
01.2019 - 12.2022
Senior Relationship Manager – Corporate Banking Division
FRANSABANK SAL
01.2016 - 12.2018
Relationship Manager – Corporate Banking Division
FRANSABANK SAL
01.2010 - 12.2015
Assistant Relationship Manager – Corporate Banking Division
FRANSABANK SAL
01.2005 - 12.2009
Credit Officer – Retail Banking Department
CREDIT LIBANAIS SAL
01.2003 - 12.2005
Maîtrise - Economic Sciences
Saint Joseph University (USJ)
Bachelor - Economic Sciences
Saint Joseph University (USJ)
Lebanese Baccalaureate - Experimental Sciences
Ecole St. Vincent des filles de la Charité