Summary
Overview
Work History
Education
Skills
Languages
Hobbies and Interests
Affiliations
Timeline
Generic

PRIYANDAN RAMU

Paris

Summary

Seeking a position in Financial Analysis

Overview

4
4
years of professional experience

Work History

Credit Risk Analyst

Caisse des Dépôts
Paris
12.2023 - 09.2024
  • In-depth and rigorous analysis of credit applications from regional offices, the loans department, and the banking division, with diversified expertise in real estate, renewable energy, infrastructure, and healthcare sectors
  • Proficiency in evaluating large-scale projects, including a key project valued at €1.5 billion
  • Weekly risk presentations to national credit committees

Credit Risk Analyst

Crédit Coopératif - Groupe BPCE
Paris
11.2021 - 11.2023
  • Conducts adversarial analyses of the riskiest or largest credit applications for the Bank, its subsidiaries, and associated institutions, from corporate and institutional clients (approximately €6 billion per year)
  • Areas of focus: Real Estate, Renewable Energy, Retail & Trade, Agricultural Cooperatives, Healthcare, Public Authorities, Insurance, etc
  • Prepares reporting and communications (HCSF, Consumer Credit, etc.) for various Group Committees, as well as regulatory monitoring, analyzing the credit portfolio
  • Monitors credit risks through second-level controls
  • Updates counterparty ratings in internal rating tools (NIE / TRR)

Credit Analyst

Caisse Epargne Ile de France - Groupe BPCE
Paris
04.2021 - 10.2021
  • Analyze credit applications up to 10 million euros
  • Draft financial analysis notes on companies
  • Give an opinion and present the file to the delegatee
  • Interact with business centers to analyze files

Credit Analyst

Banque Populaire Occitane - Groupe BPCE
Paris
06.2020 - 11.2020
  • Analyze credit applications
  • Prepare financial analyses for small and medium-sized businesses
  • Give an opinion and present the file to the delegatee
  • Interact with branches in the context of file analysis

Education

Master's Degree - Banking and Finance

Université Bordeaux IV
Bordeaux
01.2020

Bachelor's Degree - Economics

Université Bordeaux IV
Bordeaux
01.2018

Skills

  • Excel
  • AMF certification
  • IFRS
  • VBA
  • SQL
  • R
  • Python
  • Stata
  • PowerBI

Languages

  • English fluent
  • Tamil
  • French native

Hobbies and Interests

  • Soccer
  • Cycling
  • Jogging
  • Voluntary work

Affiliations

  • Stephanie Meriau – Head of Credit Risk, Caisse des Dépôts
    "Priyandan is a very dedicated and serious employee. He has a good command of credit risk analysis. His curious mind allows him to explore and refine his judgment, and to develop strong arguments."
  • Marc Leclerc – Deputy Risk Director, Crédit Coopératif
    "As Priyandan's manager, I have seen him grow positively through his commitment and analytical skills, particularly in financial analysis."

Timeline

Credit Risk Analyst

Caisse des Dépôts
12.2023 - 09.2024

Credit Risk Analyst

Crédit Coopératif - Groupe BPCE
11.2021 - 11.2023

Credit Analyst

Caisse Epargne Ile de France - Groupe BPCE
04.2021 - 10.2021

Credit Analyst

Banque Populaire Occitane - Groupe BPCE
06.2020 - 11.2020

Master's Degree - Banking and Finance

Université Bordeaux IV

Bachelor's Degree - Economics

Université Bordeaux IV

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PRIYANDAN RAMU