MARIAMA BELLA BALDE
Champigny-sur-Marne
Summary
Motivated and detail-oriented Master’s student with hands-on experience in income analysis, financial ratio management, and process optimization from a senior income analyst role. Skilled in collaborating with multicultural teams and delivering accurate results, I am passionate about sustainable finance and ESG criteria. I aim to contribute to projects that merge innovation, social responsibility, and economic performance. I am seeking a 4-month internship to further enhance my skills in financial analysis and responsible investment within a dynamic and impactful organization.
Overview
5
5
years of professional experience
Work History
Senior Income Analyst
Fairstone Financial
07.2021 - 08.2024
- Assessed a daily volume of 30 client's income applications, ensuring compliance with corporate procedures.
- Calculated debt ratios to ensure repayment feasibility and adherence to regulatory thresholds.
- Determined monthly payments for borrowers, considering credit conditions and budget constraints.
- Trained new french colleagues and provided ongoing support to ensure swift and effective onboarding.
- Contributed to a project aimed at reducing clients' credit default risk.
Banking Advisor
Toronto-Dominion Bank
11.2019 - 07.2021
- Assisted clients with routine transactions and provided tailored financial solutions and advice.
- Opened bank accounts and processed credit card applications.
- Referred clients to investment and business solutions specialists as needed.
- Educated customers on digital banking platforms, encouraging adoption of online services for convenience and efficiency benefits.
Education
Master - International Economic & Sustainable Finance
Sorbonne Paris Nord University
Paris, France07-2026
Bachelor of Arts - Economics
University of Moncton
Moncton, Canada02-2017
Languages
French
English
Soft Skills
- Critical thinking and analytical aptitude
- Strong interpersonal skills
- Team collaboration
- Detail oriented with strong organization skills
Technical Skills
- Proficiency in Microsoft Office Suite (PowerPoint, Word, Excel, Outlook)
- Application of extra-financial analysis methods
- Data visualization and modeling using R software
- VBA on Excel
- Intermediate-level skills in Power BI
Interests
- Passion for cinema and photography
- Cooking and composting
Timeline
Senior Income Analyst
Fairstone Financial
07.2021 - 08.2024
Banking Advisor
Toronto-Dominion Bank
11.2019 - 07.2021
Master - International Economic & Sustainable Finance
Sorbonne Paris Nord University
Bachelor of Arts - Economics
University of Moncton
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