Maria Carmazan

- Supporting clients with their day-to-day compliance and/or AML/CFT
obligations;
- Maintaining and developing policies and procedures;
- Maintaining and developing compliance templates and tools;
- Drafting compliance related reports;
- Performing clients’ risk assessments;
- Assisting with due diligence related matters;
- Assisting with AML/CFT screening related matters;
- Assisting with performing the internal controls of clients’ CMPs;
- Researching and drafting alerts on new regulatory developments;
- Participating in projects implementing regulatory developments impacting the
investment fund business;
- Liaising with internal and/or external parties on compliance matters;

-Coordination of the AML/KYC process on the Company and Funds’ counterparties/assets to assist the Company’s Responsable du Contrôle du Respect des obligations professionnelles (“RC”) in fulfilling one’s mission;
-Performance of initial/ongoing/periodical due diligences on the Company’ Delegates;
-Contribution to the Compliance Policies and Procedures update in line with the regulatory needs incl. the conflicts of interest’s register;
-Contribution to the internal reporting and the reporting due to the relevant authorities (CSSF, AED etc)
-Contribution to the staff training, in particular on Financial crime topics

Retail banking
-Review of CDD Increased Risk
-Assessment of AML/CFT risks
-Collaboration with the AML analysts, the Compliance Officers, the Head of Retail, the MLRO
-Communication of the status with the client on a daily basis

A leading company in corporate and financial services and fund administrator
-Legal and compliance analysis : assist on the legal aspects of the assignment
-Assist on the contract’s analysis, intervene during the whole project

Private banking
-Onboarding clients WM : review of clients’ files, introduce files during Onboarding meetings, follow-up Compliance, etc.

Private banking - Business Risk
-Implement a new control framework re. conditions (log in local system the pre-existing conditions and perform monitoring), post-mortem evaluation and improvement measures implementation
-Perform DLP analysis, create guidelines, improve the screening tool configuration with developers, data management, DPO representative, monitoring incidents
-Coordinate with Front, Compliance, Audit, on remediation tasks, initiatives to improve client experience, assessments etc.

-AML KYC : collect documents, screenings, update files, implementation screening tool, risk assessments, etc.
- Support Boards : create and present monthly and quarterly reports (regulatory reporting cssf ; sub-funds activities; capital evolution; performance, top ten holdings; overview of the risk ; global exposure, market risk, volatility, duration, counterparty risk, liquidity risk, concentration risk, operational risk, portfolio turnover and total expense ratio) participate in the oversight of the delegates, coordinate with the Risk team, monitor compliance monthly checks, take minutes, update registers, board résolutions, etc.