Chiraze SEGHAIER
CHATILLON
Summary
Motivated professional enthusiastic about cultivating strong customer and community relationships. Sales expert familiar with bank regulations and best practices.
Experienced Financial Advisor bringing expertise in tax law, mutual funds and education planning. Resourceful, hardworking and dedicated to satisfying customers.
Hardworking employee with customer service, multitasking, and time management abilities. Devoted to giving every customer a positive and memorable experience.
Overview
10
10
years of professional experience
Work History
Senior Private Banker Frensh Market
Le Crédit Lyonnais
PARIS, France
07.2021 - Current
- Preparing business propasal for high net worth individuals in accordance with their objectives short middle and long term.
- Identifing potential new business opportunities from existing clients and referrals.
- Customers portfolio development 300 clients and more than 80 M€
- Negotiating terms of banking transactions on behalf of clients such as loan agreements or lines of credit.
- Conducting reviews of client portfolios to ensure investments are appropriate for their risk profile (from less until high) and goals.
- Assisting clients in developing a strategy to maximize liquidity and minimize taxes on the sale of assets.Like Opening SCI family,choose the right form of beneficiary for their insurrance life contract.activate all the advantages of the money donation,managing the weddinf contract...
- Collaborating with other departments such as legal or compliance to ensure all aspects of client accounts are properly handled.
- Collaborating with the tax lawyer department to provide the right advice.
- Advising customers on private bank products such private equity,Luxembourg insurance life, services and financial planning options.
Senior Private Banker International Market
Le crédit Lyonnais Champs Elysée
07.2014 - 06.2021
- Developing a portfolio of 500 of Non resident Clients .70 k€
- Collaborating with local Embassy to develop the relationship
- .Identifying potential new business opportunities from existing clients and referrals. Developing new clients and collaborating with our International Branch Suisse/Dubai/Egypt
- Collaborating with external departments of Insurance for US resident client.
- Reviewed account documents to ensure accuracy and compliance with regulations and policies.collecting and verifying necessary documentation.
- Opening and closing customer accounts in collaboration with the compliance department.(FATCA/EAI/HIGH RISK COUNTRY).
- Collecting all documentation and information about the Person politic exposed, sending a reporting to the compliance to agreement.
- Collaborating with internal teams, including mortgage, investment.
- Drafting offers and term sheet for different currency US/GBP
- Advising on EMTN investment regarding the requirements of client on the market and the shares.
- Developing and maintain a portfolio of high-value clients, achieving high levels of client satisfaction and retention.
- Collaborating with real estate department .
- Coordinating with compliance and risk management teams to ensure transactions met all regulatory standards.regarding the amount invested.
Education
First Level Degree - KYC Compliance
ACAMS
US01-2022
Maester CESB Gestion De Patrimoine
Ecole Supérieur Des Banques
La Défense01-2021
BTS - Insurance Certification
La Banque Postale
Paris01-2020
D U T - Techniques De Commercialisation
I U T
Marne La Vallée01-1994
Skills
- Retirement planning
- Tax planning
- Wealth Management
- Credit analysis
- Estate Planning
- Customer Service-Oriented
- Teamwork ease
- Risk control
Languages
French
First Language
English
Advanced (C1)
C1
Arabic
Proficient (C2)
C2
Timeline
Senior Private Banker Frensh Market
Le Crédit Lyonnais
07.2021 - Current
Senior Private Banker International Market
Le crédit Lyonnais Champs Elysée
07.2014 - 06.2021
First Level Degree - KYC Compliance
ACAMS
Maester CESB Gestion De Patrimoine
Ecole Supérieur Des Banques
BTS - Insurance Certification
La Banque Postale
D U T - Techniques De Commercialisation
I U T
Similar Profiles
MORSI BOUSSARSARMORSI BOUSSARSAR
Bank Advisor at Crédit Lyonnais (LCL)Bank Advisor at Crédit Lyonnais (LCL)
Analyste CréditAnalyste Crédit
Conseiller clientèle particuliers at LE CREDIT LYONNAIS S.A(LCL)Conseiller clientèle particuliers at LE CREDIT LYONNAIS S.A(LCL)
Estelle PALLIER-OKSUZEstelle PALLIER-OKSUZ
Analyste Comptable mandant at Crédit agricole immobilierAnalyste Comptable mandant at Crédit agricole immobilier