Anna KHARTCHENKO - DORBEC
Risk Officer
Profil professionnel
Risk Officer with extensive expertise in credit decision-making, counterparty risk, and sovereign & country risk research across Europe and emerging markets. Strong track record in credit delegation, due diligence, portfolio monitoring, rating models, and communication with senior stakeholders. Former economist and lecturer with excellent analytical, modelling, and communication skills. Former salesperson with strong interest in AI and Data.
Vue d'ensemble
28
28
years of professional experience
10
10
years of post-secondary education
Expérience
Risk Officer – Financial Institutions
BNP PARIBAS SA
05.2022 - 01.2026
- RISK MFI – Risk Officer – Financial Institutions.
- Perimeter: Banks, Insurances, NBFI, Sovereigns, Supranationals.
- Region: Europe and EMEA.
- Credit Reviews, Portfolio reviews/Data Analysis, Watchlists, Projects (AI catalyst, Rating modelling, Automatic reports’ generator, Early Warning Indicators, analysis guidelines), Due Diligence.
Senior Credit Analyst & Delegation Holder – Financial Institutions
BNP PARIBAS SA
05.2018 - 04.2022
- Risk I2S EMEA Credit Team – Senior Credit Analyst & Delegation Holder – Financial Institutions
- Perimeter: Europe and EMEA.
- Rating and credit committees on Financial Institutions.
- Due Diligence.
- Interim team management, hiring and training Juniors and Interns to the credit analysis, data and credit tools.
- Credit delegation holder on EMEA files.
- Projects: Rating modelling, Natural Language Generator.
Senior Economist
BNP PARIBAS SA
05.2007 - 05.2018
- Economic Research – Country & Sovereign Risk Department – Senior Economist.
- Sovereign and Country Risk analysis, Country rating assessment.
- Publication of Country Risk internal notes and external communications, Country Rating Committees, Research publications (Eco Emerging, Eco Perspectives, revue Conjoncture), interviews radio & TV, press (Le Monde, Figaro, Les Echos, AGEFI magazine), presentations at conferences, client meetings, credit committees.
- Due Diligence meetings with the authorities (Ministries of Finances, Central Bankers, Financial Institutions, Development institutions).
Business Development - Territory Account Manager
Procter & Gamble
Novosibirsk and Tomsk
04.1998 - 04.2000
- Sales coverage of the sector of more than 1 million people (towns of Novosibirsk and Tomsk, Western Siberia).
Formation
PhD - Economics
University Paris X-Nanterre
FRANCE 01.2000 - 01.2004
University Diploma - Keys of Management
University Paris 12 Créteil
01.2022 - 01.2023
Master 2 (DEA) - Money and Finances
University Paris X-Nanterre
01.1996 - 01.1997
Master - Economics
Novosibirsk State University
Russia 01.1992 - 01.1996
Compétences
Risk Officer with extensive expertise in credit decision-making, counterparty risk, and sovereign & country risk research across Europe and emerging markets Strong track record in credit delegation, due diligence, portfolio monitoring, rating models, and communication with senior stakeholders Former economist and lecturer with excellent analytical, modelling, and communication skills Former salesperson with strong interest in AI and Data
Informations complémentaires
Dancing (advanced), Swimming (advanced), Figure Skating (intermediary), Running, Aikido
Langues
English
Courant
French
Bilingue
Russian
Bilingue
Italian
Notions
Spanish
Notions
Personnalisé
- Dancing (advanced)
- Swimming (advanced)
- Figure Skating (intermediary)
- Running
- Aikido
Chronologie
Risk Officer – Financial Institutions
BNP PARIBAS SA
05.2022 - 01.2026
University Diploma - Keys of Management
University Paris 12 Créteil
01.2022 - 01.2023
Senior Credit Analyst & Delegation Holder – Financial Institutions
BNP PARIBAS SA
05.2018 - 04.2022
Senior Economist
BNP PARIBAS SA
05.2007 - 05.2018
PhD - Economics
University Paris X-Nanterre
01.2000 - 01.2004
Business Development - Territory Account Manager
Procter & Gamble
04.1998 - 04.2000
Master 2 (DEA) - Money and Finances
University Paris X-Nanterre
01.1996 - 01.1997
Master - Economics
Novosibirsk State University
01.1992 - 01.1996